I am not the best at handling my finances wisely. I admittedly am an impulsive buyer and I’ve tried, over and over, to put a stop to it. Now, 7 out of 10 times, I can successfully walk out of a store empty handed. I aim to make it 10 out of 10 except when necessary. At this age, I know I should at least be able to manage my finances well. And I know that I should since I still basically live off of my parents. I actually feel bad about still mooching off of them but I’ll make it worth their while some years after. All I can do now is to stop spending too much and save some from the allowance they give me (I am such a freeloader, ugh).
Last August, I attempted to do a month long shopping ban. I almost succeeded but I gave in and bought a pretty pink coat during the last week. I am that weak. After which, I started to buy things I don’t need, again. Then last week, our house help was organizing my closet and she told me how much clothes I have that I don’t even use — some still has their tags on, others that I thought I’d wear but never did, and most I’ve only ever worn once. She told me how she can’t fit my clothes in my closet anymore, and that maybe I should donate or sell them. I looked around my room and saw how much of the stuff I bought impulsively are now just clutter. So I decided to put myself on a shopping ban, again. But this time for a much longer time, and with a more concrete set of rules.
Since I still live with my parents, the things I’m restricting myself with are pretty basic. I’m really just making myself used to staying away from luxury and/or unnecessary clutter. I’m heartbroken to ban myself from buying books but I had to do it because I’m reviewing so I wouldn’t get around to reading it anyway, and I still have some unfinished novels on my shelf. The stationery, phone case, accessories, phone apps, and app ad-ons are the most unnecessary things in my life that I kept buying because it’s cute or I was bored — it’s unhealthy and irresponsible, I know — but these things are the easiest for me to stay away from.
I’m not much of a make-up junkie so I’ll only need to replenish my eyebrow pencil and lip balm (that I both only use when I’m going out). I’m now about to run out of my Spot Me Clear skincare regimen from Soul so that’s one thing I’m allowing myself to buy. Part of the exception are the peel-off mask and/or face mask that I use weekly but will only allow myself to by 2-3 packs per week along with the exfoliating pads for the same number.
As for the food and drinks, whenever I find myself in a supermarket I tend to buy junk so I’m hoping to lessen that. I also sometimes tend to spoil myself when it comes to food and it’s something that I also wish to get rid of because I also want to lose weight. I’ll only ever spend on food when I’m out studying — for which I’m only going to spend the daily allowance I used to spend when I was still in college — so it’s basically only going to be for coffee/tea and/or doughnuts. As for when I get invited to go out, I’ll also give myself my college daily allowance for spending with a hundred bucks additional.
The hardest for me to resist would be the clothes, shoes, and bags with clothes and shoes being the most difficult of all. I am not a fashionista but I appreciate good clothes — when it fits my aesthetic, fits my frame well, and makes me feel good about myself, my mind won’t stop bugging me until I get my hands on it. It has gotten me into a lot of trouble with my mom especially when I buy outerwear because she says it’s impractical as it’s basically summer all year long (which, in hindsight, she’s right about).
Looking back, if I had just decided to save my money instead of impulsively buying something, I could have already saved up enough money to fund a week-long trip to South Korea. So, along with my shopping ban is my resolve to let go of the things (specifically clothes and bags) that I don’t use any longer. I set up an Instagram account last year but never really got around to taking it seriously but I will now. You can check it out here and help me get rid of my excess clothes, and give them a new home. 🙂 I plan to use the money I will save and earn from my clothes for the birthday trip I was planning — Palawan! Additional vow: I vow to value experience over material things.
I wish myself good luck, and I’ll be writing about the experience after 60 days (November 25) starting today. May the odds be ever in my favor! 😛 Have you ever placed yourself on a shopping ban? Please give me tips! 😀